DEPTH
DURATION
PROPAGATION
SYSTEMIC IMPAIRMENT
Simulation Active
FD-ENGINE v2.1

Physical Risk,
Quantified.

Physics-based flood propagation modeling across infrastructure, portfolios, and capital systems. Forward-predicts compound flood impact before it arrives.

Request Technical BriefingExplore the Engine →
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01 / The Problem

Statistical Systems
Fail in Motion.

Flood exposure is not static. It propagates across terrain and infrastructure in time-evolving sequences that static boundary models cannot capture.

Interdependencies between infrastructure nodes amplify impairment across interconnected systems — cascading failure that point-in-time models fundamentally miss.

Only Flood Dynamics models rain, coastal, and riverine floods together — at asset level, in motion.

Traditional Models: 10–15% Capture
Flood Dynamics: 95–99% Capture

Over 80% of flood events are rain-driven — yet virtually every traditional model is built around coastal and riverine boundary zones, leaving the dominant flood mechanism almost entirely unmodeled.


02 / The Engine

A Hydrodynamic
Simulation Engine.

Urban Flood Scenario v1.2
ExportResetScenario
Layers
Depth
Duration
Flow Velocity
Impairment Layer
Asset Overlay
Depth Threshold
3.0 m
Hr 0Hr 4Hr 8Hr 12
01
High-Resolution Terrain Modeling
Sub-feet digital elevation data processed for accurate surface flow computation across complex urban topography.
02
Time-Step Flow Computation
Time-step simulation producing continuous flood propagation — not static snapshots.
03
Threshold-Based Impairment Logic
Depth and duration thresholds trigger systemic impairment flags across infrastructure abstraction layers.
04
Infrastructure Abstraction Layer
Network interdependencies modeled to surface cascading impairment beyond first-order exposure.

03 / How We Help

Built for the Institutions
That Depend on Infrastructure.

Different intelligence for different decision-makers. Select your sector.

Government · Urban Systems
For Municipalities

FEMA maps are boundary-based and static. They miss rain-driven urban flooding — the mechanism behind most damage. Flood Dynamics fills that gap with physics-based, asset-level simulation.

$10B+
Undetected exposure
uncovered in single city
20+
Emergency protocols
redesigned
99%
Flood capture vs
10% for FEMA
What Flood Dynamics Delivers
5 capabilities for cities & governments
Urban Surface Flood Modeling
Rain-driven pluvial simulation across roads, drainage & utilities — depth & duration per asset node
Early Warning System
Quantifies incoming flood event implications ahead of time — triggers emergency protocols & short-term mitigations
Federal Funding Compliance
FEMA, HUD & infrastructure grant documentation
Capital Planning Scenarios
Compare investment levels — quantify residual risk
Emergency Protocol Design
Pre-event scenario modeling for first-responder positioning
Risk Transfer · Insurance
For Insurers

Legacy maps underestimate inland losses. Urban flood risk is structurally mispriced — event-based simulation changes what's possible in underwriting.

80%+
Flood losses are
rain-driven & unmodeled
15%
Premium reduction
from physics-grade data
95%+
Capture rate vs
legacy boundary models
What Flood Dynamics Delivers
5 capabilities for insurers & reinsurers
Event-Based Flood Simulation
Depth, duration, velocity — per storm event
Portfolio Concentration Risk
Surface inland exposure clusters legacy models miss
Forward-Looking Scenarios
Climate-shifted precipitation stress-testing
Asset-Level Loss Estimation
Individual property impairment probability
Reinsurance Treaty Support
Loss distributions for treaty pricing & placement
Utilities · Networks · Operators
For Infrastructure Owners

Roads, drainage, and utilities cascade when they fail. Flood Dynamics models interdependencies and simulates propagation — giving operators pre-event intelligence, not post-event analysis.

3,218
Assets flagged in
single deployment
18
High-exposure clusters
pre-identified
What Flood Dynamics Delivers
5 capabilities for infrastructure operators
Cascade Failure Modeling
Interdependency-aware — not isolated node scoring
Pre-Event Scenario Library
Storm-specific response protocols, built in advance
Depth & Duration Per Node
Time-resolved outputs per infrastructure asset
Critical Node Identification
Single-point failures that drive widest cascade
Early Warning Integration
Quantifies incoming flood event implications ahead of time to trigger emergency protocols & short-term mitigations
Capital Markets · Data Platforms
For Banks & Data Platforms

Portfolio flood scoring is coarse and backward-looking. As TCFD and Basel physical risk frameworks demand more rigor, institutions need physics-derived, forward-looking signals at the asset level.

$5B+
Losses avoided from
proactive response
$20B+
Hidden portfolio
risk uncovered
API
Structured outputs for
credit & ESG pipelines
What Flood Dynamics Delivers
5 capabilities for banks & data platforms
Asset-Level Exposure Quantification
Annual flood probability, expected damage & monetary loss — physics-derived, not zone-aggregated
Loan Book Stress-Testing
Concentration risk quantification across books
Forward Climate Scenarios
IPCC-aligned forward scenarios for disclosure
Regulatory Disclosure Support
TCFD, Basel, SEC climate risk frameworks
API & Platform Integration
Structured outputs for credit & ESG analytics
Data Centers · Colocation · Hyperscale
For Data Center Operators

FEMA floodplain maps miss over 80% of actual flood events — the rain-driven pluvial events that accumulate on-site and breach ground-floor infrastructure. Physics-based depth and duration modeling gives operators the lead time to act.

$13M+
Average cost per
data center outage
80%+
Flood losses are
rain-driven & unmodeled
95%+
Capture rate vs
legacy boundary models
What Flood Dynamics Delivers
5 capabilities for data center operators
Site Flood Depth & Duration
Time-step depth modeling at exact site coordinates
Lead Time Forecasting
Alerts on critical threshold breaches & compound flood risks ahead of time — enabling action before impact
Impairment Threshold Analysis
Cooling, power, and access failure depth mapping
Return Period Stress Testing
10-, 50-, 100-year scenarios under current & future climate
Insurance & Disclosure Reports
Capital-grade outputs for insurers, lenders, ESG

04 / Applications

Applied Across
Critical Systems.

Government
Municipalities &
Governments

Asset-level flood intelligence for capital planning, FEMA gap analysis, and Federal grant compliance.

— Unified decision data for all departments — Capital planning & grants — Early warning & emergency protocols
View Solutions →
Risk Transfer
Insurers &
Reinsurers

Event-based loss modeling that surfaces the inland flood risk legacy maps systematically miss.

— Event-based loss modeling — Concentration risk mapping — Forward exposure shifts
View Solutions →
Infrastructure Owners
Infrastructure
Owners

Cascade failure modeling and pre-event scenarios for roads, drainage, and utility networks.

— Cascade failure analysis — Pre-event scenarios — Early warning integration
View Solutions →
Capital Markets
Banks & Data
Platforms

Physics-derived flood exposure signals for loan books, ESG, and regulatory disclosure.

— Portfolio stress-testing — TCFD / Basel disclosure — API & data integration
View Solutions →
Critical Infrastructure
Data
Centers

Site-level flood depth, duration, and impairment threshold modeling for uptime-critical facilities.

— Depth & duration modeling — Lead time forecasting — Portfolio risk ranking
View Solutions →

04 / Deployed Pilots

Deployed Pilots

Real-world deployments with cities, institutions, and utilities

PILOT 01
City of Cambridge
Cambridge, MA
Urban flood risk assessment & Grand Junction Bike Path infrastructure design
PILOT 02
MIT
Massachusetts Institute of Technology
Flood exposure modeling preventing loss of insurance coverage; premiums reduced by millions
PILOT 03
City of Cleveland*
Cleveland, OH
$10B+ in unaccounted exposure uncovered; emergency protocols across 20+ underpasses
PILOT 04
NEORSD*
Northeast Ohio Regional Sewer District
Stormwater & drainage risk assessment; improved infrastructure investment & emergency strategy
*Academic Pilot
PILOT 01 — SIMULATION DETAIL / Cambridge, MA
CAM-2025 / Urban Flood Scenario
ACTIVE
Hr 0Hr 6Hr 12Hr 24
Max Depth
15ft
Above 0.5m threshold
Duration Threshold Exceeded
22hrs
Sustained impairment window
High-Exposure Clusters
18
Identified zones
Assets in Impairment Radius
3,218
Flagged for review
AGGREGATE IMPACT
US$5B+
In losses avoided with proactive response based on Flood Dynamics' findings.
AGGREGATE IMPACT
US$20B+
In hidden risks uncovered for cities and insurers.
AGGREGATE IMPACT
US$100M+
In infrastructure funding redirected to where it matters most.

08 / What Clients Say

Trusted by Cities,
Institutions & Engineers.

"

The simulation gave us a clear picture of cascading failure sequences we hadn't modeled. Pre-event protocols we designed from those outputs were used in the next storm event.

Senior Infrastructure Engineer
UTILITIES & STORMWATER
Northeast Ohio Regional Sewer District
"

The depth and duration modeling directly informed our insurance coverage strategy. Premiums reduced by millions — and we have the documentation to back every decision.

Risk & Facilities Leadership
INSTITUTIONAL CLIENT
Massachusetts Institute of Technology
RECOGNITION

Winner, 2026 MIT Energy Conference Innovators Forum Breakthrough Technology Prize — recognized for advancing physical risk intelligence to secure energy infrastructure and build resilient communities worldwide.

See Press →

05 / Technical Architecture

How the Engine
Works.

Data Inputs
Terrain elevation data
Rainfall intensity models
Drainage network topology
Asset geolocation registry
Hydrodynamic Engine
Time-step flow computation
Surface routing algorithms
Infiltration modeling
Depth-velocity calculation
Impairment Layer
Threshold-based flagging
Infrastructure abstraction
Cascade propagation logic
Cluster identification
Application Outputs
Asset-level exposure scores
Portfolio aggregation
Scenario comparison
API / data export


06 / Press & Recognition

In the News.

AWARD · MARCH 2026
Breakthrough Technology Prize
2026 MIT Energy Conference · Innovators Forum

Flood Dynamics was named the winner of the 2026 MIT Energy Conference Innovators Forum Breakthrough Technology Prize — recognized for advancing physical risk intelligence to secure energy infrastructure and build resilient communities worldwide.

MIT ENERGY CONFERENCE
AS POSTED ON LINKEDIN

“We’re honored to be named the 2026 MIT Energy Conference Innovators Forum Breakthrough Technology Prize winner. Thank you to the MIT Energy Conference team for recognizing our work. We’re excited to contribute to securing the energy future and building resilient resources for communities worldwide.”

FD
Flood Dynamics
March 2026
View Post
#MITEnergy  ·  #BreakthroughTechnology  ·  #FloodDynamics
FEATURE · APRIL 2026
Selected for TMA BlueTech Trade Mission
Singapore & Indonesia · April 19–29

Flood Dynamics selected to represent U.S. climate innovation in TMA BlueTech’s 2026 Trade Mission — joining leading maritime innovators shaping the future of coastal and port resilience across Southeast Asia, in partnership with the U.S. Department of Commerce.

TMA BLUETECH · U.S. DEPT. OF COMMERCE
LI →
FEATURE · 2025
Featured at Autodesk University
Autodesk · Data-Driven Hydrodynamic Modeling

MIT and NEORSD engineers presented Flood Dynamics’ scalable data-driven pluvial modeling at Autodesk University — demonstrating real flood event prediction across Cleveland and Cambridge using 1D/2D hydrodynamic models.

AUTODESK UNIVERSITY
Watch →
EVENT · 2025
C40 Cities Summit & COP30
Rio de Janeiro · COP30 Local Leaders Forum

Flood Dynamics represented MIT-born innovation in climate resilience at the C40 Cities Summit in Rio de Janeiro, showcasing AI-driven flood modeling and risk intelligence to global city leaders advancing climate action at COP30.

C40 CITIES · COP30 RIO DE JANEIRO
LI →

07 / About Us

Built at MIT.
Deployed at Scale.

4+
Deployed
Pilots
$20B+
Hidden Risk
Uncovered
4+
Flood Mechanisms
Modeled
>95%
Flood Capture
Rate
Flood Mechanisms Modeled
Pluvial
Rain-driven surface flooding
Fluvial
Riverine overflow events
Coastal
Storm surge & tidal inundation
Groundwater
Subsurface saturation rise
Mission

Make forward-looking physical flood exposure measurable and actionable — for governments, capital markets, and infrastructure owners worldwide.

Our Story

Flood Dynamics was developed at MIT, led by engineers with deep expertise in hydrology, infrastructure systems, and computational modeling.

We model how physical risk propagates through the built environment — delivering physics-grade intelligence the institutions that depend on infrastructure can act on.

Contact Us → LinkedIn
Milestones
Founded
MIT Research Origins
Physics-based flood modeling from MIT engineering labs
First Pilots
Cambridge & Cleveland Deployments
Uncovered $10B+ in unaccounted urban flood exposure
2025
Autodesk University & C40 Cities
Global recognition at COP30 & Autodesk University
March 2026
MIT Energy Conference Prize
Breakthrough Technology Prize — Innovators Forum
April 2026
TMA BlueTech Trade Mission
Singapore & Indonesia — U.S. Dept. of Commerce

Understand Your
Physical Exposure.

Capital-grade physical risk intelligence. Engineered for the precision that financial decision-making demands.